Nowadays, blockchain technology and cryptocurrency are creating a more open financial system. However, due to the widespread false news and misunderstanding of cryptocurrencies, many people remain skeptical.

Currently, the encryption economy is leading the development of alternative finance and infrastructure technology facilities. This kind of infrastructure is global and open-source, regardless of nationality, ethnicity, race, gender, and socioeconomic status. Anyone who can access the Internet can use this kind of infrastructure. The discussion of cryptocurrency usually involves the speculation and risk of this new type of investable asset, mainly including its use in cybercrime and darknet, the negative impact of mining on the Environment, Social Responsibility, Corporate Governance (ESG), as well as the harm to uninformed consumers in some cases.

However, the relevant research on the global open finance experiment is still insufficient, mainly in two aspects: firstly, how the experiment produced tangible, procedural, and modular technology; secondly, why the focus of the technology is value storage, point-to-point micropayment, loan, guarantee, mortgage, market making, and price discovery. Today, these automation technologies are being tested in real life by millions of people with billions of dollars. These simple settings and low-cost, large-scale automated financial services will further enhance the openness of the global financial system, benefiting billions of people who lack or even have no bank accounts.

6. Insurance cannot prevent accidents, it can only reduce family financial expenditures when accidents occur. Insurance cannot prevent the arrival of diseases, it can only get some compensation when diseases arrive.

7. Insurance cannot guarantee the success of a child, it can only provide peace of mind for the child's growth period. Insurance cannot accelerate the growth of wealth, it can only provide a safe and secure lock for existing wealth.

8. If one day, it is recommended that you buy accident insurance, this is not for anything else, but just for you to have peace of mind when driving. If one day, it is recommended that you buy medical insurance, this is not for anything else, but just for you to not spend your own money for hospitalization. If one day, it is recommended that you buy education insurance, this is not for anything else, but just for your children to get a better education and a certain future. If one day, it is recommended that you buy pension insurance, this is not for anything else, but just for your happy, smiling face under the sunset.

9. Insurance has ten golden values, which are not available in any other financial management method. There is care for the elderly; medical care for the sick; love for the young; care for the children; lean on for the strong; favor for the relatives; battle for the disabled; money for the savings; protection for the property; and wealth for the inheritance. Understanding these values of insurance can make full use of insurance and make insurance work for me.

10. Buying insurance is not because we may leave once something happens, but because there are more people who need to live and life will continue... In short, insurance cannot change your life, but it can prevent your life from being changed!