Unlike conventional banking services, Revolut is designed to be flexible. Savings, cashback returns, cryptocurrency investment, and travel bonuses are only the tip of the iceberg of its extensive feature set. In the future, the company will provide more features, such as commission-free trading. Read our comprehensive evaluation to decide if Revolut is the perfect place for your money.

You can get your money early.

Today, many of the best online banks, like Revolut, allow consumers to receive their direct-deposited funds up to two days earlier than traditional banks. The functionality of this feature depends on the timely and valid submission of the payer.

Cash withdrawals at no cost

Revolute's Standard Plan costs zero fees for withdrawals at 55,000 ATMs countrywide and for up to $1,200 per month of no-fee out-of-network withdrawals. The ATM may impose a separate fee.

How Secure Is Revolut?

Concerns about Revolute's legitimacy and security are common before signing up. Revolut now requires fingerprint verification whenever you want to access your account. It is also simple for users to disable elements that make them vulnerable to phishing attacks on Revolut.

Fantastic extras for your trip

Many travel-related services are available through Revolut, including foreign exchange, access to dozens of currencies with a single card, overseas medical insurance, delayed baggage and flight insurance, and a Smart Delay feature that grants you access to complimentary lounges if your flight is delayed by an hour or more. Some of these bonuses, however, are only available to paying customers.

Keep tabs on your money with ease.

Revolut not only acts as a safe place to store your cash but also provides a suite of budgeting and analytics tools to help you keep tabs on exactly where your cash goes. Alerts can be set up for certain amounts spent, and expenditures can be viewed by category to help you spot wasteful spending.

You can get cash back on your Revolut card purchases.

You can get a rebate on those costs by making purchases with your Revolut card at participating retailers. The specific business establishes the actual fee. Revolut also provides savings at several popular stores.

Where do we need to make adjustments?

Those who don't pay for access miss out on several options.

There is a free service tier on Revolut, but if you want access to the full suite of features—including the travel perks—you'll have to pay a monthly subscription. You can pick from two different priced options depending on your requirements and budget.

Lack of availability for all advertised features at this time

Revolut was established in the United Kingdom and first appeared in the U.S. in 2020. While it offers more features to its consumers in the United Kingdom, it still needs to improve in this respect for its American customers. However, this is expected to change as the firm works to provide additional features, including commission-free trading, to its U.S. consumers shortly.

Revolut Business App

For small enterprises, the time and money savings offered by the Revolut app can be substantial. The software provides a range of functions that may be adjusted to match the demands of each business. Businesses can create different sorts of accounts, monitor expenses and compile reports. Furthermore, the software enables stores to take payments via bank transfer, debit card, and credit card. The Revolut business app is free to download and use, with no subscription fees or transaction charges.

Revolut Business Card

Each business account allows you to order a Revolut business card. A contactless debit card makes making payments easy and convenient. As long as you have a Revolut account, you may effortlessly add funds to the card and monitor its use. The card is more secure than standard debit cards because it has an embedded chip and PIN.

When Is Revolut Right for Your Company?

Revolut Business now works with the following business structures: private limited companies, public limited companies, freelancers and sole proprietors, partnerships, and limited liability partnerships (LTD). Revolut does not currently work with non-profits, government agencies, foundations, or cooperatives.

Fantastic extras for your trip

Currency exchange, the ability to use your Revolut card in dozens of currencies, overseas medical insurance, delayed baggage and flight insurance, and a Smart Delay feature that allows you to get free lounge passes if your flight is delayed by an hour or more are just a few of the many travel-related perks that Revolut offers. However, only paying subscribers to get access to some of these extras.